:root{
  /* Calibra palette */
  --navy:#0b1a2f;
  --navy-2:#0f2540;
  --gold:#c8a24a;
  --gold-2:#e0c56e;
  --silver:#c9cdd4;
  --silver-2:#eef0f3;
  --paper:#fbfbf7;
  --paper-2:#f2f1ea;
  --slate:#55627a;
  --line:rgba(15,37,64,.16);
  --shadow:0 10px 30px rgba(11,26,47,.14);
  --radius:18px;
  --max:1120px;

  --ink:var(--navy);
  --ink-2:var(--navy-2);
}

*{box-sizing:border-box}
html,body{height:100%}
html{scroll-behavior:smooth}

body{
  margin:0;
  font-family:ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Helvetica, Arial, "Apple Color Emoji","Segoe UI Emoji";
  color:var(--ink);
  background:
    radial-gradient(900px 520px at 18% 6%, rgba(200,162,74,.12), transparent 60%),
    radial-gradient(980px 520px at 82% 0%, rgba(224,197,110,.14), transparent 55%),
    radial-gradient(1100px 680px at 50% 92%, rgba(201,205,212,.22), transparent 60%),
    linear-gradient(180deg, var(--paper), var(--paper-2));
}

img{max-width:100%; display:block}
a{color:inherit; text-decoration:none}
.wrap{max-width:var(--max); margin:0 auto; padding:0 22px}

/* Header */
header{
  position:sticky;
  top:0;
  z-index:50;
  backdrop-filter:saturate(1.4) blur(14px);
  background:rgba(251,251,247,.82);
  border-bottom:1px solid var(--line);
}

.nav{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:16px;
  min-height:74px;
  padding:10px 0;
}

.brand{
  display:flex;
  align-items:center;
  gap:12px;
  min-width:0;
}

.brand img{
  object-fit:contain;
  filter:drop-shadow(0 10px 18px rgba(11,18,32,.14));
}

.nav-crest{
  width:48px;
  height:48px;
  object-fit:contain;
  border-radius:0;
  filter:drop-shadow(0 10px 18px rgba(11,18,32,.16));
  image-rendering:-webkit-optimize-contrast;
  flex:0 0 auto;
}

.brand h1{
  margin:0;
  font-size:14px;
  letter-spacing:.18em;
  text-transform:uppercase;
  line-height:1.1;
  white-space:nowrap;
}

.brand h1 span{
  display:block;
  letter-spacing:.06em;
  font-weight:800;
  font-size:15px;
}

.links{
  display:flex;
  align-items:center;
  gap:18px;
}

.links a{
  font-size:13px;
  color:var(--slate);
  padding:10px 10px;
  border-radius:12px;
  transition:background .18s ease, color .18s ease, border-color .18s ease;
}

.links a:hover{
  background:rgba(15,37,64,.05);
  color:var(--ink);
}

.links a.active{
  background:rgba(200,162,74,.12);
  border:1px solid rgba(200,162,74,.25);
  color:var(--ink);
}

.cta{
  display:flex;
  align-items:center;
  gap:10px;
}

.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  padding:10px 14px;
  border-radius:14px;
  font-weight:650;
  font-size:13px;
  border:1px solid var(--line);
  background:rgba(255,255,255,.55);
  transition:transform .15s ease, box-shadow .18s ease, background .18s ease;
}

.btn:hover{
  box-shadow:var(--shadow);
  transform:translateY(-1px);
}

.btn.primary{
  border:1px solid rgba(200,162,74,.55);
  background:linear-gradient(145deg, rgba(200,162,74,.98), rgba(224,197,110,.98));
  color:var(--ink);
}

/* Mobile nav button */
.menu-toggle{
  display:none;
  width:46px;
  height:46px;
  border-radius:14px;
  border:1px solid var(--line);
  background:rgba(255,255,255,.62);
  align-items:center;
  justify-content:center;
  cursor:pointer;
  padding:0;
  flex:0 0 auto;
}

.menu-toggle:hover{
  box-shadow:var(--shadow);
}

.menu-toggle .bar{
  display:block;
  width:18px;
  height:2px;
  background:var(--ink);
  border-radius:999px;
  margin:3px 0;
  transition:transform .2s ease, opacity .2s ease;
}

.menu-toggle.is-open .bar:nth-child(1){
  transform:translateY(8px) rotate(45deg);
}

.menu-toggle.is-open .bar:nth-child(2){
  opacity:0;
}

.menu-toggle.is-open .bar:nth-child(3){
  transform:translateY(-8px) rotate(-45deg);
}

/* Mobile menu panel */
.mobile-menu{
  display:none;
  border-top:1px solid var(--line);
  background:rgba(251,251,247,.96);
}

.mobile-menu.open{
  display:block;
}

.mobile-menu-inner{
  padding:12px 0 18px;
}

.mobile-menu a{
  display:block;
  padding:12px 14px;
  border-radius:12px;
  color:var(--slate);
  font-size:15px;
}

.mobile-menu a:hover{
  background:rgba(15,37,64,.05);
  color:var(--ink);
}

.mobile-menu .mobile-actions{
  display:grid;
  gap:10px;
  margin-top:12px;
}

/* Page shell */
main{padding-bottom:20px}

.page-hero{
  padding:34px 0 10px;
}

.page-hero h2{
  margin:0;
  font-size:clamp(28px, 4vw, 34px);
  letter-spacing:-.02em;
}

.page-hero p{
  margin:10px 0 0;
  color:var(--slate);
  line-height:1.65;
  max-width:75ch;
}

/* Hero lockup plaque */
.hero-plaque{
  max-width:980px;
  margin:44px auto 10px;
  padding:18px 18px 14px;
  border-radius:22px;
  border:1px solid rgba(15,37,64,.14);
  background:rgba(255,255,255,.70);
  box-shadow:0 18px 44px rgba(11,18,32,.10);
}

.hero-plaque img{
  width:100%;
  height:auto;
  display:block;
  filter:drop-shadow(0 16px 34px rgba(11,18,32,.10));
}

/* Legacy home lockup support */
.home-lockup{
  padding:52px 0 10px;
  text-align:center;
}

.home-lockup img{
  max-width:880px;
  width:100%;
  height:auto;
  filter:drop-shadow(0 22px 44px rgba(11,18,32,.14));
}

/* Hero */
.hero{
  padding:18px 0 10px;
}

.hero-grid{
  display:grid;
  grid-template-columns:1.15fr .85fr;
  gap:28px;
  align-items:stretch;
}

.kicker{
  display:inline-flex;
  align-items:center;
  gap:10px;
  padding:8px 12px;
  border-radius:999px;
  border:1px solid rgba(200,162,74,.35);
  background:rgba(255,255,255,.55);
  color:var(--ink-2);
  font-size:12px;
  letter-spacing:.02em;
  margin-bottom:14px;
}

.dot{
  width:9px;
  height:9px;
  border-radius:99px;
  background:var(--gold);
  box-shadow:0 0 0 4px rgba(200,162,74,.16);
}

h3{
  margin:0;
  font-size:22px;
  letter-spacing:-.01em;
}

.hero h2{
  margin:0;
  font-size:clamp(30px, 4vw, 44px);
  line-height:1.06;
  letter-spacing:-.02em;
}

.sub{
  margin:14px 0 18px;
  color:var(--slate);
  font-size:16px;
  line-height:1.65;
  max-width:60ch;
}

.hero-actions{
  display:flex;
  gap:12px;
  flex-wrap:wrap;
}

/* Panels */
.panel{
  border-radius:var(--radius);
  border:1px solid var(--line);
  background:rgba(255,255,255,.60);
  box-shadow:0 14px 40px rgba(11,26,47,.10);
  overflow:hidden;
}

.panel .hd{
  padding:16px 16px 0;
  display:flex;
  align-items:flex-start;
  justify-content:space-between;
  gap:12px;
}

.panel .tag{
  font-size:12px;
  color:var(--slate);
  border:1px solid rgba(15,37,64,.14);
  background:rgba(243,242,234,.70);
  padding:6px 10px;
  border-radius:999px;
  white-space:nowrap;
}

.panel .title{
  font-size:14px;
  letter-spacing:.12em;
  text-transform:uppercase;
  margin:2px 0 0;
}

.panel .bd{padding:14px 16px 16px}

.score-grid{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:12px;
  margin-top:10px;
}

.metric{
  border-radius:16px;
  border:1px solid rgba(15,37,64,.12);
  background:linear-gradient(180deg, rgba(251,251,247,.85), rgba(243,242,234,.65));
  padding:12px;
  position:relative;
  overflow:hidden;
}

.metric:before{
  content:"";
  position:absolute;
  inset:-40% -35%;
  background:radial-gradient(circle at 30% 30%, rgba(200,162,74,.25), transparent 45%);
  transform:rotate(12deg);
  opacity:.9;
}

.metric .label{
  position:relative;
  font-size:12px;
  color:var(--slate);
}

.metric .value{
  position:relative;
  font-weight:900;
  font-size:22px;
  margin-top:6px;
}

.metric .hint{
  position:relative;
  font-size:12px;
  color:var(--slate);
  margin-top:2px;
}

.mini{
  display:flex;
  gap:10px;
  align-items:flex-start;
  padding:12px;
  border-top:1px solid var(--line);
  background:rgba(243,242,234,.55);
  color:var(--slate);
  font-size:13px;
  line-height:1.5;
}

.chip{
  flex:0 0 auto;
  width:30px;
  height:30px;
  border-radius:12px;
  border:1px solid rgba(200,162,74,.45);
  background:rgba(200,162,74,.12);
  display:flex;
  align-items:center;
  justify-content:center;
  font-weight:900;
  color:var(--ink-2);
}

/* Sections */
section{
  padding:42px 0;
}

.sec-hd{
  display:flex;
  align-items:flex-end;
  justify-content:space-between;
  gap:18px;
  margin-bottom:18px;
}

.sec-hd p{
  margin:0;
  color:var(--slate);
  max-width:70ch;
  line-height:1.65;
}

.cards{
  display:grid;
  grid-template-columns:repeat(3, 1fr);
  gap:14px;
}

.card{
  border-radius:var(--radius);
  border:1px solid var(--line);
  background:rgba(255,255,255,.60);
  box-shadow:0 10px 26px rgba(11,26,47,.08);
  padding:16px;
  min-height:160px;
}

.card h4{
  margin:0 0 8px;
  font-size:15px;
}

.card p{
  margin:0;
  color:var(--slate);
  line-height:1.65;
  font-size:14px;
}

.split{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:18px;
  align-items:start;
}

.callout{
  border-radius:var(--radius);
  border:1px solid rgba(200,162,74,.30);
  background:
    radial-gradient(800px 380px at 20% 10%, rgba(200,162,74,.16), transparent 55%),
    linear-gradient(180deg, rgba(255,255,255,.62), rgba(243,242,234,.58));
  box-shadow:0 14px 34px rgba(11,26,47,.08);
  padding:18px;
}

.callout h4{margin:0 0 8px}

.callout p{
  margin:0;
  color:var(--slate);
  line-height:1.7;
}

.bullets{
  margin:12px 0 0;
  padding-left:18px;
  color:var(--slate);
  line-height:1.8;
}

/* Insights */
.filters{
  display:flex;
  gap:10px;
  flex-wrap:wrap;
  margin:10px 0 16px;
}

.pill{
  border:1px solid var(--line);
  background:rgba(255,255,255,.55);
  padding:8px 12px;
  border-radius:999px;
  font-size:13px;
  color:var(--slate);
}

.pill:hover{
  box-shadow:var(--shadow);
}

.grid-2{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:14px;
}

.item{
  border-radius:var(--radius);
  border:1px solid var(--line);
  background:rgba(255,255,255,.60);
  box-shadow:0 10px 26px rgba(11,26,47,.08);
  padding:16px;
}

.badge{
  display:inline-flex;
  font-size:12px;
  padding:5px 10px;
  border-radius:999px;
  border:1px solid rgba(200,162,74,.28);
  background:rgba(200,162,74,.10);
  color:var(--ink-2);
  font-weight:700;
}

.item h4{
  margin:10px 0 6px;
}

.item p{
  margin:0;
  color:var(--slate);
  line-height:1.65;
}

.meta{
  margin-top:10px;
  font-size:12px;
  color:var(--slate);
}

.item .actions{
  margin-top:12px;
  display:flex;
  gap:10px;
  flex-wrap:wrap;
}

/* Footer */
footer{
  padding:34px 0;
  border-top:1px solid var(--line);
  background:rgba(251,251,247,.72);
}

.foot{
  display:flex;
  align-items:flex-start;
  justify-content:space-between;
  gap:16px;
  flex-wrap:wrap;
}

.fine{
  color:var(--slate);
  font-size:12px;
  line-height:1.65;
  max-width:90ch;
}

.fine a{color:var(--slate)}
.fine a:hover{color:var(--ink)}

/* Tablet */
@media (max-width: 1024px){
  .cards{
    grid-template-columns:repeat(2, 1fr);
  }

  .sec-hd{
    flex-direction:column;
    align-items:flex-start;
  }
}

/* Tablet and below */
@media (max-width: 900px){
  .hero-grid{
    grid-template-columns:1fr;
  }

  .split{
    grid-template-columns:1fr;
  }

  .grid-2{
    grid-template-columns:1fr;
  }

  .cta{
    display:none;
  }

  .links{
    display:none;
  }

  .menu-toggle{
    display:inline-flex;
  }

  .nav{
    min-height:72px;
  }

  .hero-plaque{
    margin:28px auto 8px;
    padding:14px;
  }
}

/* Mobile */
@media (max-width: 700px){
  .cards{
    grid-template-columns:1fr;
  }

  .wrap{
    padding:0 16px;
  }

  section{
    padding:28px 0;
  }

  .sub{
    font-size:15px;
  }

  .hero-actions{
    flex-direction:column;
    align-items:stretch;
  }

  .hero-actions .btn{
    width:100%;
  }

  .score-grid{
    grid-template-columns:1fr;
  }

  .panel .hd{
    flex-direction:column;
    align-items:flex-start;
  }

  .hero-plaque{
    margin:22px auto 6px;
    padding:12px;
  }

  .nav-crest{
    width:44px;
    height:44px;
  }

  .brand h1{
    font-size:12px;
  }

  .brand h1 span{
    font-size:13px;
  }
}

/* Small phones */
@media (max-width: 520px){
  .hero h2{
    line-height:1.08;
  }

  .page-hero{
    padding-top:24px;
  }

  .btn{
    width:100%;
    justify-content:center;
  }

  .mobile-menu .btn{
    width:100%;
  }

  .kicker{
    width:100%;
    justify-content:center;
    text-align:center;
  }
}
.step{
  display:flex;
  gap:12px;
  padding:14px;
  border-radius:var(--radius);
  border:1px solid var(--line);
  background:rgba(255,255,255,.55);
}

.step .n{
  flex:0 0 auto;
  width:30px;
  height:30px;
  border-radius:999px;
  background:linear-gradient(145deg, rgba(200,162,74,.98), rgba(224,197,110,.98));
  display:flex;
  align-items:center;
  justify-content:center;
  font-weight:800;
  color:var(--ink);
}